Truth in Savings Privacy Policy Contact Us Home
It's not to late to add to your Christmas Club Account!

Last day to submit deposits:
Saturday, Oct. 11th

Security News
Digital Insight Phishing Scam Returns
Click Here


Main Office:
440-282-6188
Amherst:
440-984-4009
Broadway:
440-246-5001
Homewood:
440-277-5809
Avon:
440-934-3340
Huron:
419-433-2437
Sandusky:
419-626-5576
Port Clinton:
419-734-5568
Toll Free:
800-589-8850
E-mail:
Member FDIC   Equal Housing Lender
ATM Locations
Overdraft Privilege
Miscellaneous Fees Schedule
Additional Services

The following fee schedule is effective January 1, 2008.

DORMANCY

A Passbook, Statement Savings or Insured Money Market account with a balance of $1,000.00 or less is considered dormant if for one year you have made no deposits, withdrawals or updates to these accounts.

  • Dormant Savings account fee (charged each quarter) $5.00

A Checking account is considered dormant if no deposits or withdrawals have been made in a period of six months.

  • Dormant Checking account fee (charged each month) $5.00
  • Escheat Fee  -  5 years  $10.00

Transactions at ATMs or Point-of-Sale terminals

  • MoneyMate 24-Hour BankCenters No Charge*
  • STAR System $.75*
  • Plus System $1.50*
  • Replace lost Plastic (ATM, Debit and Visa Cards) $5.00
    *Regular checking account transaction fees apply.
    ** Deposits at ATMs are limited to amounts less than $10,000. Some of these services may not be available at all terminals.

Other Fees:

  • Child Support Levies $5.00
  • Garnishment/Levy Processing $25.00
  • Microfilm photocopies $2.00
  • Non-sufficient funds/overdraft fee. Each item $28.00
  • Non-sufficient funds/overdraft fee (ACH). Each item $28.00
  • Non-sufficient funds/overdraft fee (ATM/Debit). Each item $28.00
  • Overdraft fee  -  from Savings Account  $5.00
  • Account activity printout $3.00
  • Account research $20.00/hour
  • Copy of Monthly Statement  $3.00
  • Account balancing assistance $15.00/hour
  • Stop payments (all items) $28.00
  • Photocopies $.25 each page  
  • Duplicate copy of cancelled checks $3.00
  • Check retrieval of original item $3.00
  • Domestic wire transfers
    • Outgoing $15.00
    • Incoming $6.00
  • Foreign wire transfers
    • Outgoing $20.00
    • Incoming $6.00
  • Outgoing Fax  $1.00

 

Fees subject to change without notice.

  • Check Printing (fee depends on sytle of checks ordered) 
  • Certified Check $5.00
  • Regular Money Orders $4.00
  • Personal Money Orders $2.00
  • Coin Machine  5% of Total Coin Processed
  • Utility Bill Collection fee, each item $ .75. Verizon Phone bill collection fee is $1.50 each, only at our Huron and Port Clinton Offices.
  • Traveler's Checks
    • One owner 2% of purchase price
    • Two owner 4% of purchase price
  • Deposited checks (and other items) returned unpaid $10.00
  • Early account closing
    • (account closed within six months of opening) $20.00
  • IRA External Transfer  $5.00
First Federal Savings of Lorain
Main Office
3721 Oberlin Ave.
Lorain, Ohio 44053
440-282-6188
Lending Center | Personal Banking | Convenient Services
Investment Services | Calculators | Quick Links
About Us | Privacy Policy | Contact Us | Home
Emerge, Inc.
First Federal Savings of Lorain First Federal Savings of Lorain