The Interest Rates and Annual Percentage Yields listed on the Deposit Accounts below are correct as of January 27, 2012. If CD Specials are offered, the Interest Rates and Annual Percentage Yields (APY) are correct as of the below dates. Interest Rates and Annual Percentage Yields could change at any time and at our discretion. Fees could reduce the earnings on checking accounts. A penalty may be imposed for early withdrawal of any and all certificates of deposit.

Certificates of Deposit | Jumbo Certificates of Deposit | Special Certificates of Deposit
IRA Certificates of Deposit | Savings Accounts | Checking Accounts

 

Certificates of Deposit

	Interest Rate	APY	Min. Bal. to Open and Earn APY
91 DAYs	0.25%	0.25%		$ 250.00
182 DAY	0.40%	0.40%		$ 250.00
1 YEAR	0.65%	0.65%		$ 250.00
1 1/2 YEAR	0.85%	0.85%		$ 250.00
2 1/2 YEAR	0.85%	0.85%		$ 250.00
2 YEAR	0.85%	0.85%		$ 250.00
3 YEAR	0.85%	0.85%		$ 250.00
4 YEAR	0.85%	0.85%		$ 250.00

 

Jumbo Certificates of Deposit

	Interest Rate	APY	Min. Bal. to Open and Earn APY
90-179 DAYS	0.35%	0.35%		$ 100,000.00
180-270 DAYS	0.50%	0.50%		$ 100,000.00
271-364 DAYS	0.65%	0.65%		$ 100,000.00
1 YR - 2 YR	0.80%	0.80%		$ 100,000.00
OVER 2 YR	0.95%	0.95%		$ 100,000.00

 

Special Certificates of Deposit

	Interest Rate	APY	Min. Bal. to Open and Earn APY
5 Month CD	0.45%	0.45%		$ 250.00
13 Month CD	0.75%	0.75%		$ 250.00

 

The Interest Rates and the Annual Percentage Yields (APY) listed on the CD Specials above are correct as of January 27, 2012.

 

 

IRA Certificates of Deposit

IRA Certificates of Deposit IRA Certificates of Deposit interest rates and APY's, Terms and Minimum Balances To Open and Earn APY's are the same as our Regular and Jumbo Certificate of Deposits.

 

Savings Accounts

	Interest Rate	APY	Min. Bal. to Earn APY			Min. Bal. to Open
Passbook Savings	0.19%	0.20%		$ 10.00			$ 1.00
Savings IRA	0.19%	0.20%		$ 10.00			$ 1.00
Statement Savings	0.24%	0.25%		$ 10.00			$ 1.00
1st E-Advantage	0.35%	0.35%		$ 10.00			$ 1.00

 

Checking Accounts

	Interest Rate	APY	Min. Bal. to Open and Earn APY			> $2,500 Interest Rate	> $2,500 APY
MMF Account	0.14%	0.15%		$ 100.00		0.29%	0.30%
NOW Account	0.14%	0.15%		$ 100.00		0.14%	0.15%
Comm. Club	0.14%	0.15%		$ 100.00		0.14%	0.15%