APR based on $100,000 loan amount; 20% down; 0 points; 1% Processing fee.Program available on single family owner-occupied homes. Automatic transfer of payments from a First Federal demand checking donor account required. Payment example: $100,000 loan amount; 3.750% rate; 360 monthly payments of $463.12, which includes principal and interest only. Other rates and programs are available. RATES AND OFFER SUBJECT TO CHANGE WITHOUT NOTICE.

APR based on $100,000 loan amount; 20% down; 0 points; 1% Processing fee.Program available on single family owner-occupied homes. Automatic transfer of payments from a First Federal demand checking donor account required. Payment example: $100,000 loan amount; 3.000% rate; 180 monthly payments of $690.58, which includes principal and interest only. Other rates and programs are available. RATES AND OFFER SUBJECT TO CHANGE WITHOUT NOTICE.

Disclosure: Loans are subject to the underwriting standards of First Federal Savings of Lorain. Above rates available on single-family owner-occupied homes only and require the automatic transfer (ATS) of payments from a First Federal donor account. Loans with less than 20% down require the purchase of Private Mortgage Insurance (PMI) and will increase the APR. Property insurance required; Flood Insurance may be required. Rates subject to change without notice.