Annual Percentage Rate (APR) based on $100,000.00 loan amount; 15% down. Payment example at 5.250%: 480 monthly payments of $498.87, which includes principal and interest only. ASK US FOR DETAILS ABOUT OUR HIGHER LOAN-TO-VALUE MORTGAGES!

Annual Percentage Rate (APR) based on $100,000.00 loan amount; 15% down. Payment example at 4.990%: 360 monthly payments of $536.21, which includes principal and interest only. ASK US FOR DETAILS ABOUT OUR HIGHER LOAN-TO-VALUE MORTGAGES!

Annual Percentage Rate (APR) based on $100,000.00 loan amount; 15% down. Payment example at 4.000%: 180 monthly payments of $739.69, which includes principal and interest only. ASK US ABOUT OUR NO DOWN PAYMENT LOANS!

Annual Percentage Rate (APR) based on $100,000.00 loan amount; 15% down. Payment example at 4.375%: 120 monthly payments of $1,030.37, which includes principal and interest only. ASK US ABOUT OUR NO DOWN PAYMENT LOANS!

Disclosure: Loans are subject to the underwriting standards of First Federal Savings of Lorain. Above rates available on single-family owner-occupied homes only and require the automatic transfer (ATS) of payments from a First Federal donor account. Loans with less than 15% down require the purchase of Private Mortgage Insurance (PMI) and will increase the APR. Property insurance required; Flood Insurance may be required. Rates subject to change without notice.