Non-owner Occupied

Max. Term Max. LTV Points Rate 1 - 2 Family 25 Years 90% Purchase, 85% Cash Out Chosen term +1 pt. Chosen term +1% 3 - 4 Family 25 Years 80% Chosen term +1 pt. Chosen term +1% 5+ units 25 Years 80% Chosen term +1 pt. Chosen term +1% Last Update: Sept. 12, 2008

Interest Rates subject to change without notice

Owner Occupied

Max. Term Max. LTV Points Rate 2 Family 30 Years 95% No additional points Chosen term +1/2% 3 - 4 Family 30 Years 90% No additional points Chosen term +1/2% Last Update: Sept. 12, 2008

Interest Rates subject to change without notice