Additional Services

Miscellaneous Fees Schedule

Overdraft Privilege

ATM Locations

Miscellaneous Fees Schedule

The following fee schedule is effective November 30, 2011.

DORMANCY

A Passbook orStatement Savings account with a balance of $1,000.00 or less is considered dormant if for one year,  you have cashed no checks against, made no deposits, withdrawals or updates to these accounts.

• Dormant Savings account fee (charged each quarter) $5.00

A Checking account is considered dormant if for six months, you have cashed no checks against, made no deposits to or withdrawals from theses accounts.

• Dormant Checking account fee (charged each month) $5.00
• Escheat Fee  -  5 years  $10.00

Transfers from an Insured Money Market Account to another or to third parties by preauthorized, automatic, telephone, or computer transfer or by check or similar order to third parties are limited to 6 per statement cycle. 

• Each transfer over the limit $5.00

Transactions at ATMs or Point-of-Sale terminals

• When using Visa Check-Mate Debit Card, Visa will charge an international service assessment on all international transactions involving a currency conversion.....1% Fee
• When using Visa Check-Mate Debit Card, Visa will charge an international service assessment on all international transactions; if the transaction involves no currency conversion...  .08% Fee
• MoneyMate 24-Hour BankCenters No Charge*
• STAR System $.75*
• Plus System $1.50*
• Replace lost Plastic (ATM, Debit and Visa Cards) $5.00
  *Regular checking account transaction fees apply.
  ** Deposits at ATMs are limited to amounts less than $10,000. Some of these services may not be available at all terminals.

Other Fees:

• Child Support Levies $5.00
• Garnishment/Levy Processing $25.00
• Microfilm photocopies $2.00
• Non-sufficient funds/overdraft fee. Each item $30.00
• Non-sufficient funds/overdraft fee (ACH). Each item $30.00
• Non-sufficient funds/overdraft fee (ATM/Debit). Each item $30.00
• Overdraft fee  -  from Savings Account  $5.00
• Account activity printout $3.00
• Account research $20.00/hour
• Copy of Monthly Statement  $3.00
• Account balancing assistance $15.00/hour
• Stop payments (all items) $30.00
• Photocopies $.25 each page  
• Duplicate copy of cancelled checks $3.00
• Check retrieval of original item $3.00
• Domestic wire transfers
  • Outgoing $15.00
  • Incoming $6.00
• Foreign wire transfers
  • Outgoing $20.00
  • Incoming $6.00
• Outgoing Fax  $1.00

• Check Printing (fee depends on sytle of checks ordered) 
• Certified Check $5.00
• Regular Money Orders $4.00
• Personal Money Orders $2.00
• Coin Machine  5% of Total Coin Processed
• Utility Bill Collection fee, each item $ .75. Verizon Phone bill collection fee is $1.50 each, only at our Huron and Port Clinton Offices.
• Traveler's Checks
  • One owner 2% of purchase price
  • Two owner 4% of purchase price
• Deposited checks (and other items) returned unpaid $10.00
• Early account closing
  • (account closed within six months of opening) $20.00
• IRA External Transfer  $5.00