Fill in all fields above the "Calculate" button and then click Calculate button.

Enter only numerical data and decimal points. Do not use dollar signs, percent signs, commas or other non-numerical symbols. For example, "forty thousand" should be entered as 40000 or 40000.00 but not 40,000 or 40,000.00 or $40,000.

Enter monthly amounts for all income and expense items. For example, if your gross annual salary is $36,000, enter your "Salary/Wages" as 3000.00.

Enter the loan term in years.

Enter the interest rate as the following examples show: 5, not .05 or 5%; 12.5, not .125 or 12.5%.